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If you're considering buying a house or car and you don't have a mind for math, this is a good tool to have in your toolbox. The Amortizer is a financial calculator that breaks down the different components of bank loans, and helps you calculate payments and compare rates for houses or cars. An added database keeps contact information for loan advisors, bankers or Mom, depending on whom you want to call for help. The interface is basic but somewhat clunky, and we didn't like that you have to close one calculator to open another. Also, the program isn't able to give you a grand total of all the loans you have together--but then sometimes ignorance truly may be bliss. Overall, a basic number cruncher for those contemplating loans or already knee-deep in them.
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A mortgage is not something that you would like but it is required in order to purchase different objects such as a house or a car. If you have a business you will need a mortgage in order to purchase equipment for your office or different other tools and you will need to know exactly what the payment rate for the mortgage is.
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The Amortizer allows you to insert multiple data inside the fields that are put at your disposal in order to find out what would be the best amortization rate that you could create for your business in order to pay the mortgage and still have profits.